Posts Tagged: Rebalancing

Preparing for your 2017 credit needs

A farmer combining their corn with a grain bin in the foreground

By Jeff Schmidt, Chief Credit Officer¬† With another harvest in the books, it is time to focus on finishing 2016 business while getting prepared for 2017. In many cases, this includes the renewal of your operating loan.¬† After several exceptionally profitable years, grain and livestock producers have been facing significantly tighter margins the last two… Read more »

Rebalancing for success

A farmer shaking hands with his lender

By Jeff Schmidt, chief credit officer Earlier this summer we touched on the importance of having enough liquidity for your farm operation. We thought it would be good to revisit the topic and present a few options for how you can better navigate lower commodity markets. With year-end fast approaching, producers are focusing on upcoming… Read more »

Is an interest rate hike on the horizon?

Interest Calculator

By: Bob Haines, Chief Financial Officer Predicting when the Federal Reserve will start raising interest rates is a tricky business. We have seen historically low rates in the U.S. since 2008, when the Fed slashed the Federal Funds Rate to near zero in an attempt to jump start a staggering economy. Economic growth began again… Read more »